The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 79312 | Amherst | 350 |
| 2. | 79743 | Imperial | 350 |
| 3. | 79730 | Coyanosa | 350 |
| 4. | 79502 | Aspermont | 335 |
| 5. | 77519 | Batson | 328 |
| 6. | 79520 | Hamlin | 316 |
| 7. | 79789 | Wink | 302 |
| 8. | 79248 | Paducah | 302 |
| 9. | 78742 | Austin | 300 |
| 10. | 79505 | Benjamin | 300 |
| 11. | 79225 | Chillicothe | 294 |
| 12. | 79237 | Hedley | 292 |
| 13. | 79851 | Sierra Blanca | 287 |
| 14. | 77615 | Evadale | 285 |
| 15. | 79080 | Skellytown | 285 |
| 16. | 79111 | Amarillo | 273 |
| 17. | 77978 | Point Comfort | 272 |
| 18. | 77623 | High Island | 271 |
| 19. | 76360 | Electra | 258 |
| 20. | 79043 | Hart | 257 |