The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 78705 | Austin | 16 |
| 2. | 77081 | Houston | 56 |
| 3. | 78205 | San Antonio | 57 |
| 4. | 76203 | Denton | 59 |
| 5. | 75205 | Dallas | 61 |
| 6. | 75231 | Dallas | 61 |
| 7. | 78751 | Austin | 61 |
| 8. | 77055 | Houston | 62 |
| 9. | 75254 | Dallas | 63 |
| 10. | 77840 | College Station | 63 |
| 11. | 79902 | El Paso | 68 |
| 12. | 77057 | Houston | 69 |
| 13. | 77024 | Houston | 69 |
| 14. | 78597 | South Padre Island | 69 |
| 15. | 79401 | Lubbock | 70 |
| 16. | 77042 | Houston | 71 |
| 17. | 75209 | Dallas | 72 |
| 18. | 78702 | Austin | 72 |
| 19. | 78704 | Austin | 72 |
| 20. | 75240 | Dallas | 73 |
